13F filer

Red Tortoise

As of Mar 31, 2026 Filed Apr 21, 2026 CIK 1910488 SEC filings ↗

Stale filing snapshot. This manager's latest published quarter is Q1 2026, behind the current site baseline of Q2 2026. These holdings remain available for historical reference but are excluded from sitewide current-holder totals.

13F Value

$240.3M

Positions

591

Top Position

SCHF11.8%

Top 5

34.0%

Latest filing changes

vs Dec 31, 2025

1 BND Vanguard Total Bond Market Index Fund — ETF Shares +152.5%+$2.7M

2 SCHO Schwab Short-Term U.S. Treasury ETF +15.4%+$860K

3 SCHZ Schwab US Aggregate Bond ETF +14.4%+$434K

4 SCHF Schwab International Equity ETF +0.7%+$188K

5 INVH Invitation Homes +419.8%+$55K

Holdings591

#
1	SCHF Schwab International Equity ETF	11.8%	$28.4M	+0.7%	1.15M	11.6%	ETF
2	FNDF Schwab Fundamental International Equity ETF	9.3%	$22.3M	-0.3%	456.2K	8.8%	ETF
3	IVV iShares Core S&P 500 ETF	5.1%	$12.3M	-0.9%	18.9K	5.5%	ETF
4	SCHE Schwab Emerging Markets Equity ETF	4.2%	$10.2M	-2.1%	308.1K	4.4%	ETF
5	IEFA iShares Core MSCI EAFE ETF	3.5%	$8.4M	-3.2%	92.3K	3.6%	ETF
6	VGLT Vanguard Long-Term Treasury Index Fund — ETF Shares	3.2%	$7.7M	-4.7%	139.5K	3.5%	ETF
7	SCHX Schwab U.S. Large-Cap ETF	3.1%	$7.3M	+0.6%	286.6K	3.3%	ETF
8	FNDX Schwab Fundamental U.S. Large Company ETF	2.9%	$7.1M	-0.7%	254.2K	3.0%	ETF
9	IWD iShares Russell 1000 Value ETF	2.7%	$6.4M	+0.3%	30.1K	2.7%	ETF
10	SCHO Schwab Short-Term U.S. Treasury ETF	2.7%	$6.4M	+15.4%	265.0K	2.4%	ETF
11	VTV Vanguard Morningstar Value Index Fund — ETF Shares	2.3%	$5.5M	-0.5%	28.0K	2.3%	ETF
12	DGRO iShares Core Dividend Growth ETF	2.2%	$5.3M	-0.3%	75.2K	2.2%	ETF
13	QUAL iShares MSCI USA Quality Factor ETF	2.0%	$4.8M	-1.8%	25.2K	2.2%	ETF
14	VEA Vanguard Developed Markets Index Fund — ETF Shares	1.9%	$4.5M	-0.2%	70.8K	1.9%	ETF
15	BND Vanguard Total Bond Market Index Fund — ETF Shares	1.9%	$4.5M	+152.5%	61.2K	0.8%	ETF
16	SPYV State Street(R) SPDR(R) Portfolio S&P 500(R) Value ETF	1.7%	$4.0M	+0.3%	70.8K	1.7%	ETF
17	SCHZ Schwab US Aggregate Bond ETF	1.4%	$3.4M	+14.4%	148.4K	1.3%	ETF
18	SCHP Schwab U.S. TIPS ETF	1.4%	$3.3M	-0.2%	122.8K	1.4%	ETF
19	ACWX iShares MSCI ACWI ex U.S. ETF	1.3%	$3.2M	—	47.0K	1.3%	ETF
20	IWB iShares Russell 1000 ETF	1.2%	$2.8M	+0.1%	7.8K	1.2%	ETF

Change compares with the prior filing. Prior % is the share of the portfolio in that filing. Trend shows the quantity held in each of the last four filings: green rose, red fell, grey unchanged.

Exited in Latest Filing29

#	Holding	Prior %	Prior Value	Change	Prior Quantity	Trend (4Q)	Type

Compared with the immediately prior published filing (Dec 31, 2025). Prior values are shown for context and are not included in current totals.