13F filer

Southern Michigan Bank & Trust

As of Sep 30, 2026 Filed Oct 19, 2026 CIK 1173227 SEC filings ↗

13F Value

$279.7M

Positions

422

Top Position

SCHG20.4%

Top 5

62.1%

Latest filing changes

vs Jun 30, 2026

1 SCHG Schwab U.S. Large-Cap Growth ETF +2.3%+$1.3M

2 SCHV Schwab U.S. Large-Cap Value ETF +3.3%+$1.1M

3 BIV Vanguard Intermediate-Term Bond Index Fund — ETF Shares +0.8%+$259K

4 GVI iShares Intermediate Government/Credit Bond ETF +0.9%+$252K

5 VO Vanguard Morningstar Mid-Cap Index Fund — ETF Shares +0.9%+$175K

Holdings422

#
1	SCHG Schwab U.S. Large-Cap Growth ETF	20.4%	$57.1M	+2.3%	1.59M	18.7%	ETF
2	SCHV Schwab U.S. Large-Cap Value ETF	12.5%	$35.1M	+3.3%	1.05M	12.6%	ETF
3	BIV Vanguard Intermediate-Term Bond Index Fund — ETF Shares	11.4%	$31.9M	+0.8%	437.4K	11.8%	ETF
4	GVI iShares Intermediate Government/Credit Bond ETF	10.5%	$29.3M	+0.9%	284.4K	10.6%	ETF
5	VO Vanguard Morningstar Mid-Cap Index Fund — ETF Shares	7.3%	$20.4M	+0.9%	260.3K	7.4%	ETF
6	SPSB State Street(R) SPDR(R) Portfolio Short Term Corporate Bond ETF	3.6%	$10.1M	+1.1%	342.4K	3.6%	ETF
7	NVDA NVIDIA	2.9%	$8.0M	-0.6%	35.0K	2.5%	Common Stock
8	AAPL Apple	2.7%	$7.7M	-2.0%	23.0K	2.4%	Common Stock
9	Armstrong Global Holding Inc. Series A — COM Armstrong Global Holding INC. Series A — Com	1.7%	$4.8M	—	47.9K	1.7%	Equity
10	GOOGL Alphabet Class A Filing details 02079K305 Sep 30, 2026 12,560 reported quantity $4,321,645 reported value	1.5%	$4.3M	-2.1%	12.6K	1.6%	Common Stock
11	AMZN Amazon	1.1%	$3.1M	-2.2%	12.6K	1.1%	Common Stock
12	MSFT Microsoft	1.0%	$2.7M	-2.7%	5.2K	0.7%	Common Stock
13	ABBV AbbVie	0.9%	$2.4M	-1.1%	9.3K	0.8%	Common Stock
14	IWF iShares Russell 1000 Growth ETF	0.9%	$2.4M	-3.2%	19.2K	0.9%	ETF
15	SDY State Street(R) SPDR(R) S&P(R) Dividend ETF	0.9%	$2.4M	-3.2%	16.4K	0.9%	ETF
16	CAT Caterpillar	0.8%	$2.2M	-17.7%	2.7K	1.3%	Common Stock
17	GOOG Alphabet Class C	0.6%	$1.8M	-4.1%	5.3K	0.7%	Common Stock
18	META Meta Platforms	0.6%	$1.7M	+3.8%	2.4K	0.5%	Common Stock
19	IWD iShares Russell 1000 Value ETF	0.6%	$1.7M	-1.3%	6.8K	0.6%	ETF
20	V Visa	0.6%	$1.6M	-3.5%	4.3K	0.5%	Common Stock

Change compares with the prior filing. Prior % is the share of the portfolio in that filing. Trend shows the quantity held in each of the last four filings: green rose, red fell, grey unchanged.

Exited in Latest Filing29

#	Holding	Prior %	Prior Value	Change	Prior Quantity	Trend (4Q)	Type

Compared with the immediately prior published filing (Jun 30, 2026). Prior values are shown for context and are not included in current totals.