13F filer

NBT Bank, N.A

As of Sep 30, 2026 Filed Oct 21, 2026 CIK 898413 SEC filings ↗

13F Value

$1.47B

Positions

571

Top Position

MSFT7.0%

Top 5

22.4%

Latest filing changes

vs Jun 30, 2026

1 VGSH Vanguard Short-Term Treasury Index Fund — ETF Shares >999%+$19.7M

2 JMUB JPMorgan Municipal ETF +70.9%+$2.4M

3 LLY Eli Lilly +8.1%+$949K

4 BIV Vanguard Intermediate-Term Bond Index Fund — ETF Shares +67.8%+$820K

5 EFG iShares MSCI EAFE Growth ETF +1.6%+$574K

Holdings571

#
1	MSFT Microsoft	7.0%	$102.7M	-0.7%	200.2K	5.0%	Common Stock
2	AAPL Apple	5.7%	$83.1M	-2.7%	249.7K	4.9%	Common Stock
3	GUNR Northern Trust Morningstar Global Upstream Natural Resources ETF	3.2%	$47.6M	-4.0%	903.4K	3.1%	ETF
4	GOOG Alphabet Class C	3.2%	$47.5M	+0.7%	139.5K	3.2%	Common Stock
5	GOOGL Alphabet Class A Filing details 02079K305 Sep 30, 2026 135,979 reported quantity $46,787,750 reported value 02079K305 Sep 30, 2026 674 reported quantity $231,910 reported value	3.2%	$47.0M	-3.5%	136.7K	3.4%	Common Stock
6	JPM JPMorgan Chase	2.7%	$39.4M	-3.0%	119.1K	2.7%	Common Stock
7	EFG iShares MSCI EAFE Growth ETF	2.4%	$35.6M	+1.6%	296.7K	2.4%	ETF
8	CAT Caterpillar	2.0%	$29.8M	-4.5%	36.7K	2.7%	Common Stock
9	JNJ Johnson & Johnson	1.9%	$27.2M	-1.6%	102.6K	1.8%	Common Stock
10	TT Trane Technologies	1.7%	$25.4M	+0.5%	56.3K	1.8%	Common Stock
11	AMZN Amazon	1.6%	$23.6M	-1.6%	94.7K	1.5%	Common Stock
12	VGSH Vanguard Short-Term Treasury Index Fund — ETF Shares	1.4%	$19.9M	>999%	345.7K	<0.1%	ETF
13	DE Deere & Company	1.3%	$19.5M	-3.8%	29.0K	1.3%	Common Stock
14	VOO Vanguard 500 Index Fund — ETF Shares	1.2%	$17.8M	-0.7%	25.5K	1.2%	ETF
15	PG Procter & Gamble	1.1%	$16.4M	-2.3%	113.2K	1.1%	Common Stock
16	LOW Lowe's	1.1%	$16.2M	-2.7%	87.7K	1.3%	Common Stock
17	CSCO Cisco Systems	1.1%	$16.1M	-1.8%	149.3K	1.2%	Common Stock
18	BRK.B Berkshire Hathaway Class B Filing details 084670702 Sep 30, 2026 31,888 reported quantity $15,878,629 reported value 084670702 Sep 30, 2026 100 reported quantity $49,795 reported value	1.1%	$15.9M	-3.6%	32.0K	1.1%	Common Stock
19	CVX Chevron	1.1%	$15.9M	-2.5%	77.9K	0.9%	Common Stock
20	NVDA NVIDIA	1.1%	$15.8M	+0.8%	69.2K	0.9%	Common Stock

Change compares with the prior filing. Prior % is the share of the portfolio in that filing. Trend shows the quantity held in each of the last four filings: green rose, red fell, grey unchanged.

Exited in Latest Filing507

#	Holding	Prior %	Prior Value	Change	Prior Quantity	Trend (4Q)	Type

Compared with the immediately prior published filing (Jun 30, 2026). Prior values are shown for context and are not included in current totals.