13F filer

Financial Consulate

As of Sep 30, 2026 Filed Oct 23, 2026 CIK 1624510 SEC filings ↗

13F Value

$898.8M

Positions

1,896

Top Position

SCHX17.5%

Top 5

45.8%

Latest filing changes

vs Jun 30, 2026

1 SHV iShares 0-1 Year Treasury Bond ETF +1.6%+$620K

2 VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares +1.4%+$526K

3 SHY iShares 1-3 Year Treasury Bond ETF +1.5%+$400K

4 SCHF Schwab International Equity ETF +0.6%+$296K

5 PULS PGIM Ultra Short Bond ETF +1.2%+$262K

Holdings1,896

#
1	SCHX Schwab U.S. Large-Cap ETF	17.5%	$157.0M	-0.6%	5.23M	17.3%	ETF
2	DFA INVT DIMENSIONS GROUP IN — U.S. HIGH RELATI Dfa Invt Dimensions Group in — U.S. High Relati	9.8%	$87.8M	NEW	2.09M	—	Equity
3	MFDX PIMCO RAFI Dynamic Multi-Factor International Equity ETF	7.8%	$70.2M	-0.6%	1.69M	7.9%	ETF
4	SCHF Schwab International Equity ETF	5.9%	$53.1M	+0.6%	1.93M	5.9%	ETF
5	DIHP Dimensional International High Profitability ETF	4.9%	$43.8M	-0.1%	1.30M	4.9%	ETF
6	SHV iShares 0-1 Year Treasury Bond ETF	4.3%	$39.0M	+1.6%	353.4K	4.3%	ETF
7	VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares	4.1%	$36.9M	+1.4%	749.4K	4.1%	ETF
8	DFAS Dimensional U.S. Small Cap ETF	3.7%	$33.2M	-0.8%	429.4K	4.0%	ETF
9	FNDB Schwab Fundamental U.S. Broad Market ETF	3.7%	$32.9M	-0.3%	1.07M	3.7%	ETF
10	SHY iShares 1-3 Year Treasury Bond ETF	3.0%	$27.1M	+1.5%	333.5K	3.0%	ETF
11	AAPL Apple	2.8%	$25.2M	-0.3%	75.8K	2.4%	Common Stock
12	FLQM Franklin U.S. Mid Cap Multifactor Index ETF	2.4%	$21.7M	-0.5%	377.4K	2.4%	ETF
13	PULS PGIM Ultra Short Bond ETF	2.4%	$21.4M	+1.2%	432.5K	2.4%	ETF
14	FNDE Schwab Fundamental Emerging Markets Equity ETF	2.2%	$20.0M	+0.6%	476.7K	2.1%	ETF
15	TCAF T. Rowe Price Capital Appreciation Equity ETF	2.1%	$19.1M	-1.2%	451.0K	2.1%	ETF
16	MFUS PIMCO RAFI Dynamic Multi-Factor U.S. Equity ETF	2.0%	$17.6M	-1.4%	272.2K	2.1%	ETF
17	SCHD Schwab U.S. Dividend Equity ETF	1.5%	$13.9M	+0.1%	427.0K	1.5%	ETF
18	FNDF Schwab Fundamental International Equity ETF	1.5%	$13.1M	-1.9%	243.2K	1.5%	ETF
19	GMF State Street(R) SPDR(R) S&P(R) Emerging Asia Pacific ETF	1.2%	$10.4M	-0.9%	66.6K	1.2%	ETF
20	MKC Mccormick & CO	0.9%	$8.3M	-0.1%	179.8K	1.0%	Common Stock

Change compares with the prior filing. Prior % is the share of the portfolio in that filing. Trend shows the quantity held in each of the last four filings: green rose, red fell, grey unchanged.

Exited in Latest Filing105

#	Holding	Prior %	Prior Value	Change	Prior Quantity	Trend (4Q)	Type

Compared with the immediately prior published filing (Jun 30, 2026). Prior values are shown for context and are not included in current totals.