13F filer

Downshift Financial

As of Sep 30, 2026 Filed Oct 13, 2026 CIK 2118380 SEC filings ↗

13F Value

$232.0M

Positions

725

Top Position

SCHB12.4%

Top 5

44.4%

Latest filing changes

vs Jun 30, 2026

1 SCHR Schwab Intermediate-Term U.S. Treasury ETF +14.2%+$2.4M

2 SCHB Schwab U.S. Broad Market ETF +8.3%+$2.2M

3 AAPL Apple +249.4%+$1.8M

4 NVDA NVIDIA +55.0%+$1.6M

5 NVDA · PUT NVIDIA +81.9%+$1.6M

Holdings725

#							Trend (4Q)
1	SCHB Schwab U.S. Broad Market ETF	12.4%	$28.8M	+8.3%	984.2K	11.8%		ETF
2	SCHF Schwab International Equity ETF	9.2%	$21.4M	-3.2%	779.3K	10.0%		ETF
3	VTI Vanguard Morningstar Total Stock Market Index Fund — ETF Shares	8.6%	$20.0M	+4.8%	53.5K	8.5%		ETF
4	SCHR Schwab Intermediate-Term U.S. Treasury ETF	8.5%	$19.7M	+14.2%	829.8K	8.0%		ETF
5	SCHX Schwab U.S. Large-Cap ETF	5.6%	$13.0M	-21.7%	434.8K	7.3%		ETF
6	VV Vanguard Morningstar Large-Cap Index Fund — ETF Shares	4.7%	$11.0M	-0.1%	31.3K	4.8%		ETF
7	VXUS Vanguard Total International Stock Index Fund — ETF Shares	4.5%	$10.4M	+10.7%	122.6K	4.3%		ETF
8	SPYM State Street(R) SPDR(R) Portfolio S&P 500(R) ETF	2.6%	$6.0M	+1.4%	66.4K	2.6%		ETF
9	VGIT Vanguard Intermediate-Term Treasury ETF	2.5%	$5.8M	+11.0%	101.5K	2.4%		ETF
10	IXUS iShares Core MSCI Total International Stock ETF	2.2%	$5.0M	+2.9%	52.8K	2.2%		ETF
11	NVDA NVIDIA	2.0%	$4.6M	+55.0%	20.0K	1.2%		Common Stock
12	SCHM Schwab U.S. Mid-Cap ETF	1.9%	$4.5M	-17.8%	131.3K	2.6%		ETF
13	SPTI State Street(R) SPDR(R) Portfolio Intermediate Term Treasury ETF	1.9%	$4.4M	+2.5%	162.4K	2.0%		ETF
14	SPDW State Street(R) SPDR(R) Portfolio Developed World ex-US ETF	1.9%	$4.3M	+6.4%	85.8K	1.8%		ETF
15	SCHG Schwab U.S. Large-Cap Growth ETF	1.6%	$3.8M	—	106.3K	1.6%		ETF
16	NVDA · PUT NVIDIA	1.5%	$3.4M	+81.9%	15.1K	0.7%		Put
17	VO Vanguard Morningstar Mid-Cap Index Fund — ETF Shares	1.5%	$3.4M	+0.1%	43.9K	1.6%	—	ETF
18	VOO Vanguard 500 Index Fund — ETF Shares	1.4%	$3.3M	-3.8%	4.7K	1.5%		ETF
19	IVV iShares Core S&P 500 ETF	1.2%	$2.8M	+8.6%	3.6K	1.1%		ETF
20	SCHA Schwab U.S. Small-Cap ETF	1.1%	$2.7M	-15.5%	81.5K	1.6%		ETF

Change compares with the prior filing. Prior % is the share of the portfolio in that filing. Trend shows the quantity held in each of the last four filings: green rose, red fell, grey unchanged.

Exited in Latest Filing20

#	Holding	Prior %	Prior Value	Change	Prior Quantity	Trend (4Q)	Type

Compared with the immediately prior published filing (Jun 30, 2026). Prior values are shown for context and are not included in current totals.