13F filer

Betterment

As of Jun 30, 2026 Filed Aug 14, 2026 CIK 1633901 SEC filings ↗

13F Value

$59.13B

Positions

675

Top Position

VEA16.7%

Top 5

55.5%

Latest filing changes

vs Mar 31, 2026

1 JCPB JPMorgan Core Plus Bond ETF +355.8%+$1.04B

2 SPYM State Street(R) SPDR(R) Portfolio S&P 500(R) ETF +6.8%+$549.6M

3 MUB iShares National Muni Bond ETF +7.4%+$156.7M

4 VWOB Vanguard Emerging Markets Government Bond Index Fund — ETF Shares +31.9%+$122.4M

5 VEA Vanguard Developed Markets Index Fund — ETF Shares +0.6%+$56.7M

Holdings675

#
1	VEA Vanguard Developed Markets Index Fund — ETF Shares	16.7%	$9.88B	+0.6%	138.73M	16.7%	ETF
2	VTI Vanguard Morningstar Total Stock Market Index Fund — ETF Shares	15.0%	$8.86B	-2.4%	23.95M	14.9%	ETF
3	SPYM State Street(R) SPDR(R) Portfolio S&P 500(R) ETF	14.5%	$8.60B	+6.8%	97.88M	13.3%	ETF
4	VWO Vanguard Emerging Markets Stock Index Fund — ETF Shares	5.4%	$3.22B	+1.0%	53.88M	5.5%	ETF
5	MUB iShares National Muni Bond ETF	3.8%	$2.26B	+7.4%	21.04M	3.9%	ETF
6	ITOT iShares Core S&P Total U.S. Stock Market ETF	2.9%	$1.70B	-2.6%	10.34M	2.9%	ETF
7	AGG iShares Core U.S. Aggregate Bond ETF	2.6%	$1.55B	-34.7%	15.62M	4.5%	ETF
8	JCPB JPMorgan Core Plus Bond ETF	2.3%	$1.33B	+355.8%	28.42M	0.6%	ETF
9	SPMD State Street(R) SPDR(R) Portfolio S&P 400(TM) Mid Cap ETF	2.2%	$1.27B	-6.6%	18.87M	2.3%	ETF
10	SPSM State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF	1.9%	$1.11B	+0.9%	19.18M	1.7%	ETF
11	VTV Vanguard Morningstar Value Index Fund — ETF Shares	1.8%	$1.04B	-2.2%	4.76M	1.8%	ETF
12	BNDX Vanguard Total International Bond Index Fund — ETF Shares	1.7%	$983.2M	+4.6%	20.30M	1.8%	ETF
13	IEFA iShares Core MSCI EAFE ETF	1.5%	$864.9M	-3.3%	8.96M	1.6%	ETF
14	SCHX Schwab U.S. Large-Cap ETF	1.4%	$842.5M	+0.1%	28.63M	1.4%	ETF
15	GSLC Goldman Sachs ActiveBeta(R) U.S. Large Cap Equity ETF	1.4%	$810.4M	-1.0%	5.71M	1.4%	ETF
16	JPST JPMorgan Ultra-Short Income ETF	1.2%	$695.8M	+0.8%	13.76M	1.3%	ETF
17	VOE Vanguard Morningstar Mid-Cap Value Index Fund — ETF Shares	1.2%	$692.9M	-6.3%	3.51M	1.3%	ETF
18	VBR Vanguard Morningstar Small-Cap Value Index Fund — ETF Shares	1.2%	$683.5M	-3.6%	2.81M	1.2%	ETF
19	ESGU iShares ESG Aware MSCI USA ETF	1.1%	$664.3M	+0.4%	4.06M	1.1%	ETF
20	GBIL Goldman Sachs Access Treasury 0-1 Year ETF	1.1%	$627.0M	+2.6%	6.26M	1.2%	ETF

Change compares with the prior filing. Prior % is the share of the portfolio in that filing. Trend shows the quantity held in each of the last four filings: green rose, red fell, grey unchanged.

Exited in Latest Filing16

#	Holding	Prior %	Prior Value	Change	Prior Quantity	Trend (4Q)	Type

Compared with the immediately prior published filing (Mar 31, 2026). Prior values are shown for context and are not included in current totals.